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    Financial Planning Tools

    Estimate Your Home Sale Proceeds Before You Sell.

    Our calculator helps Miami-Dade homeowners estimate sale price, payoffs, and closing costs to understand your possible net proceeds before making a decision.

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    What are net proceeds?

    Estimated net proceeds are generally the sale price minus your mortgage payoff, closing costs, professional fees, seller concessions, and repair costs. While every transaction is unique, understanding these numbers early helps you plan your next move with financial clarity.

    Enter Your Estimates

    Typically 1-2% in Miami-Dade

    Disclaimer: This calculator is for educational planning purposes only and does not replace legal, tax, financial, title, lender, or professional advice. Actual numbers may vary based on property-specific factors, contract terms, negotiated credits, and closing details. Please consult with Monika Tefel for a custom Seller Net Sheet.

    Estimated Net Proceeds

    $262,500
    Sale Price$500,000
    Mortgage Payoff-$200,000
    Professional Fees (6%)-$30,000
    Closing Costs (1.5%)-$7,500

    Get a Professional Net Sheet

    Request a personalized analysis for your specific property.

    Why Net Proceeds Matter More Than Sale Price

    The "headline" sale price is only one part of the equation. Understanding your net proceeds—what you actually walk away with—is essential for planning your next purchase, managing taxes, and achieving your financial goals.

    Plan Your Next Move

    Knowing your cash-in-hand allows you to set a realistic budget for your next home or investment.

    Optimize Your Strategy

    Sometimes a slightly lower offer with fewer concessions results in higher net proceeds than a higher offer with heavy credits.

    Example Proceeds Breakdown

    Sale Price: $750,000
    Mortgage Payoff: -$350,000
    Estimated Costs: -$52,500
    Net Proceeds: $347,500

    Calculations based on 6% commission and 1% closing costs.

    Trusted Advisory

    Sincere Guidance for Your Financial Future

    Monika Tefel is a Real Estate Broker and AI Certified Agent who helps Miami-Dade homeowners navigate the complexities of selling with organization and care. We don't just provide numbers; we provide context and strategy.

    Meet Monika Tefel
    Monika Tefel

    Calculator Frequently Asked Questions

    Common questions about estimating your home sale proceeds in Miami-Dade.

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